Master your HSA and FSA benefits with our comprehensive guides. Updated for 2026 with the latest limits and regulations.
The 5 terms that decide what you'll pay—and nothing else.
A simple method to pick between plans using your expected healthcare use—not guessing.
2026 brings some of the biggest changes to HSAs and FSAs in years — expanded eligibility, higher limits, and new rules that affect your savings strategy.
If you want flexibility, choose HSA. If you want to spend on predictable costs this year, choose FSA.
An HSA and an FSA are both ways to use pre-tax money for healthcare. The difference is how long the money lasts and how much flexibility you get.
You don't need another explainer. You need a decision. This guide takes about two minutes and works for most people.
You can only contribute to an HSA if you meet all four requirements. This step-by-step checklist helps you confirm your eligibility.
Benefits portals are designed to list options, not explain outcomes. Here are the gaps that cause people to lose money or make choices they regret.
The real cost of an FSA isn't a fee. It's overconfidence. Every year, millions of dollars go unused because the risk isn't obvious upfront.
Understanding the triple-tax advantage of an HSA isn't just about health—it's about long-term retirement planning.
Assuming every online listing is eligible can lead to reimbursement headaches. Here is what to watch for.
Don't let your hard-earned dollars expire. Learn the deadlines and grace periods for your account.
If you're trying to level up in 2026—more energy, better workouts, better mood—sleep is the least sexy, most powerful lever you can pull.