Disclaimer

Not Professional Advice

Nothing on this website constitutes:

• Medical advice — We are not healthcare providers and cannot diagnose conditions or recommend treatments
• Tax advice — We are not tax professionals and cannot advise on your specific tax situation
• Legal advice — We are not attorneys and cannot provide legal counsel
• Financial advice — We are not licensed financial advisors and cannot provide personalized investment or financial planning guidance

No Professional Relationship

Using this website does not create a professional-client, advisor-client, attorney-client, or any other professional relationship between you and FSASPEND. We do not know your individual circumstances, financial situation, health status, or goals.

HSA/FSA Eligibility Varies

Eligibility for HSA and FSA accounts, contribution limits, and qualified expenses are governed by:

• IRS rules and regulations (which may change annually)
• Your employer's specific plan documents
• Your plan administrator's policies
• Your individual health coverage situation

Always confirm eligibility and plan rules with your employer's HR department or plan administrator before making contributions or purchases.

Quiz and Tool Results

Our eligibility quiz and decision tools provide general educational guidance only. The results:

• Are based on general IRS guidelines and common plan structures
• May not account for your specific employer's plan rules
• Cannot consider all factors that affect your individual situation
• Should be verified with a qualified professional before acting

Content Accuracy

While we make reasonable efforts to provide accurate and current information:

• IRS rules and contribution limits change annually
• Employer plan rules vary significantly
• Product eligibility may differ by plan administrator
• Information may become outdated between updates

Consult Qualified Professionals

Before making any decisions regarding your HSA, FSA, healthcare, taxes, or finances, we strongly recommend consulting with:

• A licensed tax professional or CPA for tax-related questions
• A licensed financial advisor for investment and retirement planning
• Your healthcare provider for medical decisions
• Your employer's HR department or benefits administrator for plan-specific rules
• An attorney for legal matters

Your Responsibility

You are solely responsible for verifying the accuracy and applicability of any information on this Site to your specific situation. Any actions you take based on information from FSASPEND are taken at your own risk. We are not liable for any decisions you make or actions you take based on information from this Site.